Noah Spitzer, Realty ONE Group Encore
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Verity Homes

Buy or sell a home in Bismarck, Mandan and Lincoln

I’m Noah Spitzer, a REALTOR® with Realty ONE Group Encore. I’m also a New Home Specialist at Verity Homes.

Text me at (701) 934-3542, or call or email.

Portrait of Noah Spitzer

What the house costs each month

Includes property tax at this year’s mill levies, insurance, PMI and HOA.

An estimate, not a loan offer.

Down payment

Enter a dollar amount or a percent.

Mill levies from the 2025 Burleigh County and Morton County levy sheets.

Loan term

ND average (LendingTree, 2026), edit to yours.

Property tax, for example

On a $400,000 home in Bismarck, at the 2025 mill levy

Special assessments are not in this total. Street and utility costs in newer subdivisions are billed yearly on the county tax statement as specials. Older neighborhoods can get new ones when streets or mains are rebuilt. Send me the address and I’ll get you the exact amount.
Primary Residence Credit. It covers the 2025 and 2026 tax years. What it’s worth after 2026 is up to the Legislature.
ND Tax Commissioner: Primary Residence Credit

Over the life of the loan

Balance and interest year by year, and what an extra payment saves.

Remaining balance and cumulative interest by year. Enter a price, down payment, rate and term to draw it.
  • Remaining balance
  • Interest paid so far

Year-by-year schedule

Enter a price, down payment, rate and term to build the schedule.

Send me your numbers

Text or email me your numbers.

Your summary


          
          

Or

Resale

Buying

Get pre-approved first so you know what you can borrow. On every home we look at, I’ll have the property tax and the specials for that address before you write an offer. Every ND county is EPA radon Zone 1 and 63% of ND homes test above the action level, so test for it before you close.

Selling

I price your home from what comparable homes nearby sold for, and I run the photos and showings. When offers come in, we compare price, terms and how likely each one is to close.

New construction with Verity

Verity builds ranch, split-level and two-story single-family homes, plus twin homes, in Bismarck and Mandan.

Noah Spitzer, Realty ONE Group Encore

REALTOR® and New Home Specialist at Verity Homes

I work on existing homes and new ones going up in Bismarck–Mandan. On a Verity home, I work for Verity, the builder. On a resale home, I can represent you as the buyer or the seller.

I post market updates on YouTube.