Buy or sell a home in Bismarck, Mandan and Lincoln
I’m Noah Spitzer, a REALTOR® with Realty ONE Group Encore. I’m also a New Home Specialist at Verity Homes.
Text me at (701) 934-3542, or call or email.
What the house costs each month
Includes property tax at this year’s mill levies, insurance, PMI and HOA.
An estimate, not a loan offer.
On a $400,000 home in Bismarck, at the 2025 mill levy
Estimated monthly total
- Principal & interest—
- Property tax2025 mill levy, estimate—
- Insurance—
- PMI—
- HOA—
ND Tax Commissioner: Primary Residence Credit
Over the life of the loan
Balance and interest year by year, and what an extra payment saves.
- Remaining balance
- Interest paid so far
- With extra payment
Year-by-year schedule
Enter a price, down payment, rate and term to build the schedule.
Send me your numbers
Text or email me your numbers.
My listings
19 homes and 6 homesites for sale in Bismarck and Mandan, listed with Realty ONE Group Encore.
Resale
Buying
Get pre-approved first so you know what you can borrow. On every home we look at, I’ll have the property tax and the specials for that address before you write an offer. Every ND county is EPA radon Zone 1 and 63% of ND homes test above the action level, so test for it before you close.
Selling
I price your home from what comparable homes nearby sold for, and I run the photos and showings. When offers come in, we compare price, terms and how likely each one is to close.
New construction with Verity
Verity builds ranch, split-level and two-story single-family homes, plus twin homes, in Bismarck and Mandan.
Noah Spitzer, Realty ONE Group Encore
REALTOR® and New Home Specialist at Verity Homes
I work on existing homes and new ones going up in Bismarck–Mandan. On a Verity home, I work for Verity, the builder. On a resale home, I can represent you as the buyer or the seller.
I post market updates on YouTube.


